Rochester, NY Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Rochester, NY area, (you can find not only mortgage lenders for the Rochester, NY area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Rochester, NY broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Rochester, NY until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Rochester, NY mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Rochester, NY mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Oxford Capital Mortgage
Rochester, NY
Oxford Capital is a Rochester-based mortgage brokerage that offers our customers focused personalized service and access to a full array of related real estate and financial services. Their primary goal is to provide exceptional customer service for your current loan application, and become your trusted life-long resource for real estate financing.
Family First Federal Credit Union
Rochester, NY
Family First Federal Credit Union was established in 1969 and is currently known as a full-service financial institution. Family First Federal Credit Union offers low rates on loans, competitive rates on saving products, and low fees.
Moneyline New York
Rochester, NY
Moneyline New York is a Rochester, NY based mortgage brokerage firm that connects New York home buyers with mortgage lending that suits their needs. If you’re looking for a Conventional, FHA/VA, Jumbo, USDA Rural Developement or HomePath Mortgage, contact them today. They also help New York homeowners looking for a mortgage refinance.
Premium Mortgage
Rochester, NY
Premium Mortgage is one of the finest home loan providers for the last 15 years. Buying a first home, or refinancing an existing mortgage, can be one of the biggest investments a person will make in their lifetime. With this in mind, they pride themselves on giving personalized attention and high quality lending solutions to all their clients, so you can trust them to find the loan program that’s best for your individual circumstances and preferences.
Security Mortgage Group, LLC
Rochester, NY
Security Mortgage Group is a full-service mortgage brokerage that specializes in providing income property financing solutions. The firm also provides long term fixed rate mortgages available for quality income properties.
Homestead Funding Corp.
Rochester, NY
Homestead Funding Corp is known as a full service mortgage bank in Allentown. The company claims to be big enough to deliver the best of what the industry can offer, but small enough to give attention to your individual goals.
ESL Federal Credit Union
Rochester, NY
At ESL, they go out of their way every day to give you advice you can count on. Crystal-clear information. Awesome convenience. Plus their legendary, delight-their-members service. It’s all part of their effort to prove that ESL answers to you.
FFC Mortgage Corp.
Rochester, NY
FFC Mortgage Corp. began in 1987 as a mortgage brokerage in Rochester, New York with a strong commitment to a simple set of values. They have a unique and dynamic perspective on our industry and they understand what it takes to be successful in today’s market. Given the combination of our innovative tools, technological resources and first-rate team, it’s no wonder they have continued to thrive for more than 30 years.
Normandy
Rochester, NY
They offer a full line of Mortgage Loan Products specializing in residential and commercial construction loans. They have funded over $800 Million in loans since 1985. They fund and service 100% of their loans.
Genesee Regional Bank
Rochester, NY
At GRB, they make purchasing or refinancing your home as easy as possible. Their team of experienced mortgage professionals will meet with you to discuss your financing options, determine the mortgage loan that’s right for you, and pre-qualify you so when you’re ready to buy or refinance, they are ready to go. You’ll get prompt approvals, too, since lending decisions are made right in Rochester.
Not find what your looking for? Try one of these other cities. Albany, Buffalo, New York, Syracuse.