Idaho Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Idaho area, (you can find not only mortgage lenders for the Idaho area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Idaho broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Idaho until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Idaho mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Idaho mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Guild Mortgage Company
Nampa, ID
Guild Mortgage Company is a leading independent mortgage lender making home ownership possible since 1960. Friendly, knowledgeable home loan officers are eager to help you into your next home.
Bell Financial Group
Idaho Falls, ID
Bell Financial Group your Premier Home Mortgage Lender is located at 1833 E 17th Street Idaho Falls, Idaho 83404. The firm specializes in home mortgage loans, and are also a leader in Commercial Lending. They are dedicated to offering premier customer service. Bell Financial Group offers the following types of loans: Purchase Loans, Refinance, Construction Loans and Commercial Lending.
Finance of America
Boise, ID
Get all the information you need to make a sound decision about your home loan from the experts at Finance of America. For years, they have connected potential homeowners with an exceptional loan solution and they can do the same for you. Trust Finance of America in Boise, to make the home buying process as simple as possible.
Evergreen Home Loans
Meridian, ID
Don Burton founded Evergreen Home Loans in 1987. The company presently focuses on assisting clients achieve home ownership through loan transactions that are easy and trouble-free. Evergreen Home Loans aims to become the premier community mortgage banker in each community they serve.
Cornerstone Home Lending, Inc.
Idaho Falls, ID
At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience. Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients who return to Cornerstone year after year, loan after loan.
RPM Mortgage
Boise, ID
With roots that extend back to 1986, RPM Mortgage is a proud family-owned company that has served the Bay Area and beyond, through prosperity and decline. They pride their selves on their ability to adapt quickly and efficiently to ever-changing market conditions. Their retail platform offers RPM Mortgage’s 400+ loan agents the ability to broker loans, or to use their internal bank which only services RPM Mortgage agents.
Idaho First Mortgage
Idaho Falls, ID
Whether it’s your first home, a new home, refinance, a construction loan, a USDA or VA loan, or even a second mortgage, you’ll find what you need at First Utah Bank. And since they are a local bank, they handle the applications, the paperwork, and the approvals right in the community.
Academy Mortgage Corporation
Eagle, ID
It’s all about service at Academy Mortgage, and their company has been meeting the needs of home-buyers across the United States since 1988. Their team of experienced mortgage professionals will make every effort to find the best loan program and pricing for your situation.
Chase
Nampa, ID
Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with assets of $2.5 trillion and operations around the world. Chase serves more than 65 million consumers and 4 million small businesses with a broad range of financial services, including personal banking, small business lending, mortgages, credit cards, payments, auto financing and investment advice.
Idaho Independent Bank
Nampa, ID
Let them help you finance your Idaho dream home, whether you’re in Boise, Coeur d’Alene, or anywhere else in their great state. Their experienced lenders will work to get you the most competitive interest rate and affordable payment plan possible. They are familiar with the local real estate market in their communities and will walk you through the entire home loan process, from consultation to closing.