Kentucky Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Kentucky area, (you can find not only mortgage lenders for the Kentucky area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Kentucky broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Kentucky until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Kentucky mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Kentucky mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
MSI Lending of Lexington
Lexington, KY
They offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, they have the expertise to make it a fast, easy, and enjoyable process.
Wholesale Mortgage Source, LLC
Louisville, KY
They started in the mortgage business in 1993 and have been providing outstanding advise and service to first time homebuyers and homeowners utilizing FHA, VA and USDA home mortgages. They have relationships with the largest wholesale lenders in the country. Not only do they provide wholesale rates, they offer loans with no lender fees to provide you lower closing costs.
American Mortgage Service Company
Owensboro, KY
American Mortgage Service Co. was started on July 9th, 1975. The company offers low down payment loans across Conventional, FHA, VA and Guaranteed Rural Housing lending products.
Weichert Financial Services
Owensboro, KY
Their financial company, Weichert Financial Services, is among the nation’s top lenders. They have a licensed mortgage loan originator, called a Weichert Gold Services Manager, serving every Weichert office. This Weichert Gold Services Manager is the only person you need to assist you with your mortgage every step of the way.
BB&T Mortgage
Owensboro, KY
Building on a tradition of excellence in community banking that stretches back to 1872, BB&T continues to offer clients a complete range of financial services, including banking, lending, insurance, trust and wealth management solutions. At BB&T, you have their undivided attention. Their priority is listening to and understanding your needs so they can help you live your best financial life.
A Mortgage Source Inc.
Louisville, KY
A Mortgage Source has been servicing the Kentucky and Indiana area since 1999. Their goal is to provide the very best interest rate at the lowest possible cost. They have a total of 20 years of experience in the mortgage industry. And, A Mortgage Source is proud to be in good standing with the Better business Bureau. A Mortgage Source guarantees closing cost to be within $100.00 of the projected closing cost. That means, no surprises for their client.
Liberty Financial, a Division of ETFCU
Owensboro, KY
Liberty Financial, a Division of Evansville Teachers Federal Credit Union, is one of the Owensboro area’s most successful and highly regarded mortgage lenders. They serve customers by providing access to a complete array of mortgage lending products, including conventional loans, jumbo mortgages, VA loans, FHA loans, refinancing loans, and many more.
AmeriFirst Home Mortgage
Owensboro, KY
As a long-time hometown lender, the AmeriFirst team of over 500 knowledgeable and experienced professionals takes great pride in continuing to service its customers’ loans at the local level. Its enduring commitment to its service proposition has brought the company success and recognition, ranking as one of INC 500’s Fastest Growing Private Companies for six years running*; as a top producing lender of FHA and USDA Rural Development Loans; and as a Best & Brightest Company to Work for in the Nation.
AmeriFirst Home Mortgage
Lexington, KY
As a long-time hometown lender, the AmeriFirst team of over 500 knowledgeable and experienced professionals takes great pride in continuing to service its customers’ loans at the local level. Its enduring commitment to its service proposition has brought the company success and recognition, ranking as one of INC 500’s Fastest Growing Private Companies for six years running*; as a top producing lender of FHA and USDA Rural Development Loans; and as a Best & Brightest Company to Work for in the Nation.
First Fidelity Mortgage, Inc.
Louisville, KY
First Fidelity Mortgage has highly experienced loan officers to help you find some of the lowest mortgage rates and closing costs in the industry. By keeping their overhead low it allows them to pass on the savings to you in the form of lower rates and closing costs. First Fidelity Mortgage, offers a wide variety of loan programs and lending options to fit the specific needs of their clients. Whether they are helping with a home purchase, refinance, debt consolidation, cash out, or financing home improvements their industry leading turn times get what you need faster.