There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Missouri area, (you can find not only mortgage lenders for the Missouri area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Missouri broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Missouri until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Missouri mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Missouri mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Midwest Mortgage is composed of a team whose expertise is in the residential lending industry. Those who are consolidating debt, refinancing a home, and buying their first house are the usual clients of Midwest Mortgage.
St. Louis, MO
Midwest Mortgage Capital was founded in 2001 in St. Louis specializing in originating and underwriting FHA and VA loans in-house. Over the last 10 years, Midwest Mortgage Capital has grown to become one of the largest mortgage bankers in the Midwest.
St. Louis, MO
Cornerstone Mortgage, Inc. was founded in 1995 by Jim Dean and Angi Stevenson. The company is known as a full service Mortgage Banker that specializes in in-house processing, underwriting, and closing. Cornerstone Mortgage also offers low rates and fees and provides an innovative mix of mortgage products.
St. Louis, MO
PNC Mortgage offers a wide range of services for all customers, from individuals and small businesses, to corporations and government entities. In terms of residential mortgage banking, the company provides assistance to first-time home buyers, those moving up to something larger, and those looking to refinance their current home.
Kansas City, MO
James B. Nutter & Company is a family-owned, nationally recognized mortgage lender that has been in business for more than 50 years. The company is also well-known for being selected in 1995 as one of the first three lenders in the country to sign the HUD Fair Lending/ Best Practices Agreement.
Deline Finance is a family owned and operated mortgage brokerage in Columbia, MO. The firm currently has access to a large number of national mortgage lenders. Deline Finance also assists clients in looking for a loan that saves the most money, builds equity the fastest, and has the best rate and terms.
Advisor Funding is committed to helping their clients find the right mortgage product for their needs. They understand that every borrower is different, and offer a wide variety of products to meet their clients individual requirements with loans from $50,000 to $3,000,000. To know more about their services visit their website today!
Kansas City, MO
Mortage Depot is a locally owned and operated full service Kansas and Missouri mortgage company. The company is also known as a full service mortgage lender that is FHA and VA approved. Mortgage Depot specializes in offering programs for all credit situations.
Premier Mortgage Services specializes in providing the home loan and refinance needs of Columbia, MO home buyers. In addition, Premier Mortgage Services is known to be utilizing the latest in financial tools that enable clients to make sound financial choices.
Midwest Capital Mortgage, Inc. is dedicated to providing you with practical mortgage product information and loan financing tools, helping you reach the goal of home ownership. To discuss your best home loan options, do not hesitate to contact them or ask a question by visiting their website.