New Jersey Mortgage Brokers

There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.

Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the New Jersey area, (you can find not only mortgage lenders for the New Jersey area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.

First though see if you can see how much the mortgage broker is going to charge. Ask your New Jersey broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in New Jersey until you find one you feel comfortable with and that you can trust.

A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.

If for some reason none of the New Jersey mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.

If you had an amazing experience with a New Jersey mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!


Richa Mortgage Co.

Edison, NJ

Richa Mortgage Co. claims to be offering exceptional services in the areas of residential and retail or commercial real estate, financing, and mortgage. Nayna Pratel established the company a decade ago.


KJP Financial LLC

Edison, NJ

KJP Financial offers a variety of residential mortgage, commercial loan, and business finance services. KJP Financial also claims to have access to the most favorable terms available for each specific loan scenario.


RiteChoiceMortgage, LLC

Milltown, NJ

Rite Choice Mortgage was established in 2002 by Daniel Kennedy, CPA. Rite Choice Mortgage currently offers mortgage choices for clients’ purchase or refinance, as well as an information source.


Kwik Mortgage Corp.

South Plainfield, NJ

Kwik Mortgage Corp. has already helped hundreds of families in buying a first home or refinancing a current loan. In addition, Kwik Mortgage Corp also provides assistance in customizing a mortgage to suit the client’s specific needs.


Prospect Mortgage

Fairfield, NJ

Prospect Mortgage is known as one of the nation’s largest independent residential retail lenders. The company offers a variety of home loan solutions including first-time home buyer programs with down-payment assistance, FHA and VA, conventional, jumbo, and super jumbo.


MortgageFirst Direct, Inc.

Maplewood, NJ

Mortgage First Direct has over 10 years of combined experience in the mortgage industry. Mortgage First Direct specializes in government insured FHA Mortgages. The company’s slogan is “if we can’t get you approve for a mortgage, no one can”.


Jersey Mortgage Company

Cranford, NJ

Jersey Mortgage Company has been focusing on mortgage refinancing, first time home buyer loans, and other financing solutions since 1938. The company is a proud member of the Nationwide Mortgage Licensing System & Registry as well.


Alliance Mortgage

South Plainfield, NJ

Alliance Mortgage specializes in providing a variety of products to meet the individual requirements of clients. Alliance Mortgage also focuses on securing a mortgage in a simple and straightforward process by offering the latest in financial tools at the same time.


Northstar Funding Inc.

Hoboken, NJ

NorthStar Funding makes sure that all the required paperwork is submitted and the details of the loan are taken care of by trained specialists. Joe Pisa is the President and CEO of NorthStar Funding, Inc.

America Top 10

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