There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the New Jersey area, (you can find not only mortgage lenders for the New Jersey area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your New Jersey broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in New Jersey until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the New Jersey mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a New Jersey mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
NorthStar Funding makes sure that all the required paperwork is submitted and the details of the loan are taken care of by trained specialists. Joe Pisa is the President and CEO of NorthStar Funding, Inc.
South Plainfield, NJ
Kwik Mortgage Corp. has already helped hundreds of families in buying a first home or refinancing a current loan. In addition, Kwik Mortgage Corp also provides assistance in customizing a mortgage to suit the client's specific needs.
Omega Financial Services Inc. offers a wide range of services such as mortgage processing and underwriting, as well as loan closing and funding. Omega Financial also assures clients of mortgage underwriting flexibility and delivery of unique mortgage programs.
Gateway Funding claims to be one of America's best-managed Mortgage Bankers with over 24 years of being in business. Gateway Funding offers assistance in refinancing a client's current mortgage or buying that second home retreat.
Richa Mortgage Co. claims to be offering exceptional services in the areas of residential and retail or commercial real estate, financing, and mortgage. Nayna Pratel established the company a decade ago.
Tony Croft Home Mortgages specializes in helping individuals and families understand the mortgage process, find, qualify for, and own the home of their dreams. The firm also provides assistance in managing the equity of clients' home and investment properties.
Payless Mortgage Corporation has been in business since 1994 and has been growing since then to become a leader in the mortgage industry today. Payless Mortgage is also well known for being a source of financial solutions for complex problems.
First Residential Mortgage Services Corporation was established in 1999. The company is currently specializing in providing Mortgage services to those communities that have been overlooked. First Residential also offers an extensive array of mortgage programs.
Springfield Township, NJ
Central Jersey Mortgage Corporation has been assisting individuals and families obtain residential mortgage financing since 1989. In addition, Central Jersey Mortgage also offers home mortgage loans with the best interest rates and lowest closing costs done properly.
Mortgage Plus Financial Group claims to be offering a wide variety of tools you can use to see what you can afford, your monthly payments and just about everything else needed to get the right loan. Mortgage Plus also offers assistance in buying a home.