There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the New Jersey area, (you can find not only mortgage lenders for the New Jersey area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your New Jersey broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in New Jersey until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the New Jersey mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a New Jersey mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Aceltis Financial Group focuses on providing assistance in the search for a new mortgage. The staff has already helped hundreds of New Jersey residents over the past five years. Aceltis serves those who are first time home buyers or those who are looking to refinance a current property.
Richa Mortgage Co. claims to be offering exceptional services in the areas of residential and retail or commercial real estate, financing, and mortgage. Nayna Pratel established the company a decade ago.
Tony Croft Home Mortgages specializes in helping individuals and families understand the mortgage process, find, qualify for, and own the home of their dreams. The firm also provides assistance in managing the equity of clients' home and investment properties.
Silex Financial is a full service mortgage broker with more than 20 years of extensive experience in the mortgage industry. The company specializes in finding the right lending institution, with the right deal, at the right price for each and every client.
North Arlington, NJ
The Keypoint Mortgage professionals specializes in finding the mortgage loan that best fits each clients' needs. In addition, Keypoint Mortgage also assures clients of "less paperwork and more personal attention".
Loan Search was founded in 1994 by veteran New Jersey community bankers. The Loan Search staff members are all equipped with 15 years experience in the mortgage business and has been employed by Loan Search for a minimum of 13 years as well.
Gateway Funding claims to be one of America's best-managed Mortgage Bankers with over 24 years of being in business. Gateway Funding offers assistance in refinancing a client's current mortgage or buying that second home retreat.
FBC Mortgage is an employee and community owned retail Mortgage Banker. FBC currently offers a wide range of mortgage products with expertise in every area of residential mortgage lending, from purchasing to refinancing to construction lending.
First Residential Mortgage Services Corporation was established in 1999. The company is currently specializing in providing Mortgage services to those communities that have been overlooked. First Residential also offers an extensive array of mortgage programs.
The professionals at Renaissance Lenders mortgage are well-known for having the capability to get client's mortgage approval in record time. Renaissance Lenders also utilizes the very latest and best automated tools today.