South Dakota Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the South Dakota area, (you can find not only mortgage lenders for the South Dakota area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your South Dakota broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in South Dakota until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the South Dakota mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a South Dakota mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Keystone Mortgage
Sioux Falls, SD
Their customers are more important to them than anything else. Their goal is to make the loan process as simple and worry-free as possible. They pride themselves in offering the highest level of experience, knowledge, and customer service when it comes to obtaining home financing. Whether you want to refinance for a lower interest rate, get a new home mortgage, home equity loan or second mortgage, their purpose is to satisfy your needs.
Wells Fargo
Aberdeen, SD
Their priorities are how they bring their vision and values to life in today’s environment. By making progress in these areas, and being faithful to their vision and values, they can continue to earn the trust of their customers, help them succeed financially and be known as one of the world’s best companies.
Affiliated Mortgage Company
Rapid City, SD
Their team is committed to providing their clients with the highest quality financial services combined with the lowest rates available in your area. Their outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, their highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are.
American Mortgage and Equity Consultants Inc.
Aberdeen, SD
With AMEC, you’re in good hands and can have the peace of mind knowing they offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Plains Commerce Bank
Aberdeen, SD
Not everybody gets excited about mortgages, but they do. They will use their expertise to get you the home of your dreams with a customized mortgage that’s perfect for your individual needs. They will sit down with you to figure out what works best for your personal situation. They also have no closing cost options for qualified mortgages, which means you have the freedom to customize your budget.
Blue Ribbon Mortgage and Investments
Rapid City, SD
Blue Ribbon Mortgage and Investments, is not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, & Montana. They provide Purchase or Refinance Lending with Conventional Home Lending, Jumbo Home Lending, FHA Home Loans, Veteran Affairs or VA Home Loans, 100% USDA-Rural Development Home Loans, Investment Property Loans, 2nd Home Loans, and Reverse Mortgages.
Frost Mortgage Lending Group
Rapid City, SD
They opened their doors for business back in 1998. Operating out of a small executive suite with a handful of employees, their first year they closed 321 mortgages for $35 million. Like many entrepreneurs just starting out, they weren’t sure where the road would lead, but they were passionate about their work.
CorTrust Mortgage
Sioux Falls , SD
They offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
Major Mortgage
Rapid City, SD
Major Mortgage, makes sure their customer gets the best experience and loan possible, diversifying to various sources. Pioneering ahead, they stay flexible with the ever changing industry.
CU Mortgage Direct LLC
Sioux Falls , SD
CU Mortgage Direct LLC NMLS#198895 is committed to helping you find the right mortgage loan for your needs. They understand that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of getting a mortgage simple by offering you the latest in financial tools and experienced professionals that allow you to make sound mortgage choices.