There will come a time, but hopefully not, that you will need estimating personal injury claims. We don’t really anticipate it to happen to us but then again, accidents happen all the time. Whatever injuries you might have incurred, they will cause a lot of physical, psychological, and of course, financial stress.
Most of the time someone is accountable. Also, someone should answer for the costs of medical consult and for the damages you already had. But how exactly do you know the price in which you should be asking for? Some victims of personal injury try estimating personal injury claims on their own. You know what? That’s not such a bad idea actually.
First determine if you really have an injury that is likely to result in a settlement of claims. If you are injured by someone else, you may possibly be compensated for your injury and its resulting expenses. To be granted personal injury claims, however, the person who injured you should have been negligent in their actions. Examples of events caused by potential negligence include car accidents, slip and fall incidents, work related injuries, injuries caused by a defective product, and physical attacks.
However, a person who injures you is not automatically considered negligent right away. To be negligent, the following criteria should be met: he or she should owe duty to you and have subsequently breached that duty. Also, his or her actions must have caused the injuries and you should be able prove this. If you are able to prove so, then this may be indeed a personal injury claims case.
Now we try and estimate the claims. First, add up all of your economic damages. You can do this by simply adding together all of your bills and receipts for all of the losses. These include but are not limited to physician consultation bills, medicine bills, repair bills, and working days lost. Then you subtract your calculated claim if you yourself contributed to the injury. The laws of which will depend on the state your injuries occurred in.
There are also online resources available now for calculating the possible value of your accident claim. The website http://accidentvalues.com give you just that and, if you want, subsequent communication with a legal professional too. Remember again that these settlement calculators will not be exact and that they can only provide estimates. Another online claims calculator can be accessed at www.alllaw.com/articles/nolo/personal-injury/calculator.html
As for our last pieces of advice, do understand that the worth of a personal injury claim depends on what is considered “fair and reasonable” which will depend mostly on the severity of the injuries and its consequences. Also, do not enter into a contract or settlement without consulting an insurance adjuster or an attorney.