What do auto insurance adjusters do? Ever encountered one of them? In the unfortunate event of you or someone in your family getting involved in a vehicular accident, you will have to deal with either your insurance company or the insurance company of the party that caused damage to you. We won’t all have to always interact with these guys but if we do, it will be wise to know how to interact with them.
The major responsibility of an auto insurance claims adjuster is to examine and estimate the damages on a car after an accident. After their assessment of the damages, either by direct observation or by phone, they then decide how much money the insurance company should pay the owner for repairs. Adjusters also estimate how much the insurance company should pay in personal injury cases. Some insurance adjusters work in the field, traveling to directly inspect damaged vehicles, while others are employed in call centers who just simply ask questions via the phone and settle claims without seeing the vehicle.
The process is somewhat simple. After a vehicular accident, you simply just make a claim and then an auto insurance adjuster working for the insurance company will contact you. He or she will have to gather all the pertinent information about the accident, see if there is really insurance coverage, and use their investigation to determine who was at fault before setting the value of your auto accident insurance claim. The process isn’t that complicated but if you’ve never gone through it before, it can be sometimes confusing. So what to do when it happens to you for the first time? Stay tuned to find out more soon!