Alaska Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Alaska area, (you can find not only mortgage lenders for the Alaska area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Alaska broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Alaska until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Alaska mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Alaska mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
New American Funding
Anchorage, AK
With over a century of combined lending experience amongst their management team, a vast array of loan products and an emphatic commitment to superior customer service, the company has grown over 660% since 2008. Today New American Funding is a Fannie Mae, Freddie Mac and Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement – HUD Approved mortgage lender. They have 2,300+ employees, are licensed in multiple states, and fund over $1 billion in home loans every month.
Denali State Bank
Fairbanks, AK
Denali State Bank, is an Interior-based bank. That means their directors and investors are all from Interior Alaska. They are a part of the community, and as such they want the community to be a part of them. They conduct all of their business locally, all decisions are made locally, and their loan servicing happens locally. They are proud of their ability to deliver exemplary service to their customers.
Neighbor Works Anchorage
Anchorage, AK
Neighbor Works Anchorage specializes in creating new housing opportunities and strengthening neighborhoods. In addition, the company also offers down payment and closing cost assistance loans, first mortgages and partner with a number of local lenders.
Denali Alaskan Home Loans
Anchorage, AK
Denali Alaskan Home Loans is known as a federally chartered financial institution serving thousands of Alaskans. The company and Alaskan Federal Credit Unions merged on January 1, 1997 to form Denali Alaskan Federal Credit Union.
Cornerstone Home Lending, Inc.
Juneau, AK
At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience. Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients who return to Cornerstone year after year, loan after loan.
True North FCU
Juneau, AK
When you choose a financial institution, you want to know they’re always prioritizing your needs. True North Federal Credit Union is dedicated to your financial well-being while providing convenient access to valuable products and services.
Residential Mortgage LLC
Juneau, AK
Residential Mortgage is an Alaskan-owned mortgage company established in 1998. The company specializes in providing clients the support and personal attention in terms of professional home loans. Residential Mortgage also offers a variety of loan application options, including a quick online application and a standard application.
Guild Mortgage Company
Fairbanks, AK
Guild Mortgage Company is a leading independent mortgage lender making home ownership possible since 1960. Friendly, knowledgeable home loan officers are eager to help you into your next home.
Alaska USA Mortgage Company
Juneau, AK
Alaska USA Mortgage Company has over 30 years of extensive experience and responsible lending practices. Alaska USA Mortgage company also claims to be capable of offering you the best mortgage loan professionals, along with a wide variety of loan programs and competitive rates.
Spirit of Alaska Federal Credit Union
Fairbanks, AK
Established in 1960, Spirit of Alaska is the largest locally-owned and operated credit union in Fairbanks. All of their branches are in town, as well as their lending departments and leadership staff, unlike every other bank and credit union in Fairbanks. They celebrated their 50th anniversary in 2010. Today, Spirit of Alaska serves approximately 10,000 members and they are looking forward to another 50 years of excellent service to their community.
