Alaska Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Alaska area, (you can find not only mortgage lenders for the Alaska area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Alaska broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Alaska until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Alaska mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Alaska mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Primary Residential Mortgage, Inc.
Anchorage, AK
Primary Residential Mortgage, Inc. opened their doors for business back in 1998. Operating out of a small executive suite with a handful of employees, their first year they closed 321 mortgages for $35 million. Like many entrepreneurs just starting out, they weren’t sure where the road would lead, but they were passionate about their work.
Neighbor Works Anchorage
Anchorage, AK
Neighbor Works Anchorage specializes in creating new housing opportunities and strengthening neighborhoods. In addition, the company also offers down payment and closing cost assistance loans, first mortgages and partner with a number of local lenders.
Titan Mortgage Capital, Inc.
Anchorage, AK
Titan Mortgage Capital claims to be providing the best Alaska mortgage rates and offering outstanding customer service as well. The Titan Mortgage Capital experts are also known to have been trusted home loan experts based in Anchorage, Alaska since 2005.
Spirit of Alaska Federal Credit Union
Fairbanks, AK
Established in 1960, Spirit of Alaska is the largest locally-owned and operated credit union in Fairbanks. All of their branches are in town, as well as their lending departments and leadership staff, unlike every other bank and credit union in Fairbanks. They celebrated their 50th anniversary in 2010. Today, Spirit of Alaska serves approximately 10,000 members and they are looking forward to another 50 years of excellent service to their community.
Alaska USA Mortgage Company
Juneau, AK
Alaska USA Mortgage Company has over 30 years of extensive experience and responsible lending practices. Alaska USA Mortgage company also claims to be capable of offering you the best mortgage loan professionals, along with a wide variety of loan programs and competitive rates.
Mt. McKinley Bank
Fairbanks, AK
Mt. McKinley Bank was formed as a Mutual Savings Bank on December 3rd, 1965. Over the years Mt. McKinley Bank has grown to provide a wide array of financial services beyond home loans and savings accounts. Mt. McKinley Bank currently employs approximately 80 dedicated Alaskans and is heavily involved in various community projects and events.
PrimeLending, A PlainsCapital Company
Anchorage, AK
Whether you’re a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with PrimeLending. They take the time to listen and they will work with you to find a home loan that fits your needs.
Denali State Bank
Fairbanks, AK
Denali State Bank, is an Interior-based bank. That means their directors and investors are all from Interior Alaska. They are a part of the community, and as such they want the community to be a part of them. They conduct all of their business locally, all decisions are made locally, and their loan servicing happens locally. They are proud of their ability to deliver exemplary service to their customers.
Residential Mortgage, LLC
Fairbanks, AK
Residential Mortgage, LLC is an Alaskan-owned mortgage company established in 1998 and currently has six offices statewide. They are dedicated to professional home loans. Their mission is to set a high standard in the mortgage industry. They are committed to quality customer service by putting the people they serve first.
Home State Mortgage Company
Anchorage, AK
The Homestate Mortgage Company mission is to set a high standard in the mortgage industry. The members of the company offer their expertise in the residential lending industry. The Homestate Mortgage Company website also allows prospective clients to apply for a loan on-line.
