California Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the California area, (you can find not only mortgage lenders for the California area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your California broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in California until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the California mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a California mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
VITEK Mortgage Group
Sacramento, CA
Vitek Mortgage Group is known as the largest locally owned mortgage banker in Sacramento. The firm has been in business for the past two decades and is currently recognized as the preferred lender for several of the largest real estate companies in the region as well.
Mortgage Capital Partners
Los Angeles, CA
They are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country. Their team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared. Their entire staff from receptionist to funding manager operates as a cohesive unit with your loan consultant in order to provide unsurpassed communication and service.
Wilkes Mortgage Group
Los Angeles, CA
Wilkes Mortgage Group was founded with honesty, transparency and efficiency. Spanning the last sixteen years, through booming and challenging times, they have succeeded at leading their industry in customer satisfaction and reliability. They are a boutique brokerage with offices in the heart of Los Angeles and in New York.
RPM Mortgage
Alamo, CA
RPM Mortgage is a proud family-owned company that has served the Bay Area and beyond. With RPM, you’re working directly with the Bank so you’ll experience streamlined processes, instant access to the best rates and loan programs, the fastest turnaround time possible, timely communication and their warm personalized service.
Transparent Mortgage
San Diego, CA
Transparent Mortgage, provide a high quality, personalized level of service for all your mortgage needs. Whether you are just starting the home buying process, have found your perfect home, are a real estate investor, or thinking about refinancing, they are the 1st and only phone call you need to make.
Hillhurst Mortgage, Inc.
Los Angeles, CA
Their goal is to offer the best refinance rates and lowest mortgage payments in minutes. They will beat virtually any mortgage rate quote and their wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. They specialize in home purchase, home refinance, second mortgage, and home equity loans.
Mission Home Mortgage
San Diego, CA
At Mission Home Mortgage, when you decide to buy a home or refinance a mortgage, it’s a big step. You can trust this company to find the loan program that’s best for you. They have variety of mortgage services. To know more about it visit their site now!
Ocean Mortgage Company
San Diego, CA
Ocean Mortgage Company’s team is dedicated to helping clients throughout the United States and in San Diego County. They provide mortgage loans, home loans, real estate, financial planning, and other services. Their mortgage brokers can assist you in meeting your overall financial goals and making the right investment no matter what your needs may be.
Integrity First Financial Group Inc.
San Diego, CA
Integrity First Financial Group Inc. is based in San Diego. It is one of the leading Certified Upfront Mortgage Lenders in the US. As a recognized Green Business Partner and member of the Better Business Bureau (BBB), they have used innovative, service-oriented business practices to get the consumer the lowest mortgage interest rates possible.
Kal Financial
San Francisco, CA
When you are considering financing you will have the choice to work with either a mortgage broker or a bank. They are professional mortgage brokers and want to point out a few distinct facts about some pros and cons of each.
