Delaware Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Delaware area, (you can find not only mortgage lenders for the Delaware area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Delaware broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Delaware until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Delaware mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Delaware mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Mortgage Ready, Inc.
Newark, DE
E Z Cash of Delaware, Inc.
Dover, DE
EZ CA$H of Delaware, has been helping people in Delmar and throughout the state get over their financial difficulties for more than 17 years by offering fast loans and competitive rates. They are focused on helping their customers with their money problems, not on making them jump through hoops to qualify.
Mortgage America
Wilmington, DE
New Penn Financial
Dover, DE
Whether you’re a first time homebuyer or looking to buy your next home, your satisfaction is their #1 priority. New Penn Financial, offers a wide variety of loan programs for your unique needs.
Trident Mortgage Company
Newark, DE
Trident Mortgage Company is a full-service mortgage banker and one of the largest Realtor-affiliated mortgage companies in the United States. You can count on them for fast pre-approvals, a streamlined application and approval process and a team of professional mortgage consultants throughout the Delaware Valley. With a heritage that dates to 1886, The Trident Group pioneered the idea of one-stop shopping for homebuyers. Today, they offer you easy access not only to mortgage financing, but also to settlement services, and homeowners and title insurance all under one roof: theirs.
Chase
Wilmington, DE
Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with assets of $2.5 trillion and operations around the world. Chase serves more than 65 million consumers and 4 million small businesses with a broad range of financial services, including personal banking, small business lending, mortgages, credit cards, payments, auto financing and investment advice.
Guaranteed Rate
Dover, DE
Guaranteed Rate claims to be offering the lowest rates, the right products, and the best service. In 2011, Guaranteed Rate was also recognized as the mortgage company with the most home loan experts in the top 1% of mortgage originators in the country.
Trident Mortgage Company
Wilmington, DE
Trident Mortgage Company is a full-service mortgage banker and one of the largest Realtor-affiliated mortgage companies in the United States. You can count on them for fast pre-approvals, a streamlined application and approval process and a team of professional mortgage consultants throughout the Delaware Valley. With a heritage that dates to 1886, The Trident Group pioneered the idea of one-stop shopping for homebuyers. Today, they offer you easy access not only to mortgage financing, but also to settlement services, and homeowners and title insurance all under one roof: theirs.
Apex Home Loans, Inc.
Wilmington, DE
Apex Home Loans, Inc. is an independent mortgage lender in New Castle County Delaware. The Hockessin-based office is led by Delaware natives that have meaningful connections to communities across the state.
1st Capitol Mortgage, Inc.
Dover, DE
1st Capitol Mortgage, Inc. was established in 1996. They offer many services and some it are conventional loan, FHA loans, VA loans and USDA loans. Like other mortgage firms, they are practicing “referral model” as an instrument in gaining clients and they are focusing the client’s best interest.
