Hawaii Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Hawaii area, (you can find not only mortgage lenders for the Hawaii area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Hawaii broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Hawaii until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Hawaii mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Hawaii mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
American Savings Bank
Waipahu, HI
American Savings Bank, can help you realize your dream of home-ownership with a wide array of home loans and mortgage programs to meet your needs. Consult with an American Savings Bank Residential Loan Officer for a free pre-qualification analysis which will be helpful in your negotiation for a property. Or, take advantage of their analysis to help decide whether a refinance is right for you.
Locations, LLC
Aiea , HI
Locations, know home ownership is one of your most personal and important life decisions, and their coordinated team of highly-trained agents and support staff work directly for you. Locations is the most trusted real estate firm in Hawaii, and they will help you find the place you want to come home to.
Finance Factors
Honolulu, HI
The skilled mortgage staff at Finance Factors Company will assist in furthering the complete transaction from loan processing and underwriting, to mortgage closing and funding. Finance Factors Company also specializes in recognizing niche mortgage programs that are crucial to sustaining individual mortgage customer needs. They also offer residential and commercial loans.
Pacific One Mortgage
Oahu, HI
Pacific One Mortgage, has established a great reputation with the mission of creating extraordinary mortgage solutions. This mission continues to be a driving force through every day. Pacific One Mortgage has sought out the nation’s most creative and responsible Loan Officers. The company uses the latest in financial technology to bring you the most up-to-date information. They are experienced with both residential and commercial real estate purchases and refinances.
Island Mortgage Source
Hilo, HI
Island Mortgage Source, offers a wide variety of loan programs that will suit your financing needs for properties within the State of Hawaii. As a mortgage broker backed by established Local and Mainland Lenders, they have the ability to offer you the best program at the most competitive rate on everything from vacant land to multi-million dollars estates.
American Savings Bank
Kaneohe, HI
American Savings Bank, can help you realize your dream of home-ownership with a wide array of home loans and mortgage programs to meet your needs. Consult with an American Savings Bank Residential Loan Officer for a free pre-qualification analysis which will be helpful in your negotiation for a property. Or, take advantage of their analysis to help decide whether a refinance is right for you.
Island Home Loans, Inc.
Hilo, HI
Island Home Loans, Inc. goal is to find the best and most affordable loan program to fit customer needs. Regardless of your circumstances, the company’s loan professionals will assist you fully throughout the whole loan process. Whether it is a purchase loan, debt consolidation, cash-out refinance, or one of the many other loan programs they offer, representatives will pledge their time in researching what is right for you.
First Hawaiian Mortgage Co.
Lahaina, HI
At First Hawaiian Mortgage Co., they specialize in all kinds of home mortgage loans, conventional loans, FHA loans, USDA loans, rural loans, and VA loans, as well as jumbo loans and loans for first-time homebuyers. The company’s staff is ready to answer any of your questions as a first-time homebuyer or anyone needing to purchase or refinance a home, giving you instant access to a wealth of real estate loans for your financial convenience. They will guarantee you persistence and dedication for all, hoping to secure quality home mortgage loans.
B & B Mortgage Solutions
Kaneohe, HI
B&B Mortgage Solutions is committed to helping you find the right mortgage product for your needs. They understand that every borrower is different, and they offer a variety of products to meet your individual needs. They make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
