There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Idaho area, (you can find not only mortgage lenders for the Idaho area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Idaho broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Idaho until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Idaho mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Idaho mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Waterstone Mortgage Corp. has maintained a reputation for exceptional service and competitive mortgage financing since our inception in 2000. Since then they’ve grown to one of the largest mortgage lenders in the country with more than 400 employees in 12 states. They are committed to providing you with an exceptional experience and the company looks forward to the opportunity to serve you.
It’s all about service at Academy Mortgage, and their company has been meeting the needs of home-buyers across the United States since 1988. Their team of experienced mortgage professionals will make every effort to find the best loan program and pricing for your situation.
Idaho Falls, ID
Whether it’s your first home, a new home, refinance, a construction loan, a USDA or VA loan, or even a second mortgage, you’ll find what you need at First Utah Bank. And since they are a local bank, they handle the applications, the paperwork, and the approvals right in the community.
Don Burton founded Evergreen Home Loans in 1987. The company presently focuses on assisting clients achieve home ownership through loan transactions that are easy and trouble-free. Evergreen Home Loans aims to become the premier community mortgage banker in each community they serve.
Idaho Falls, ID
Legacy Mortgage Group is Idaho Falls premier mortgage loan company. Legacy knows there are many who will tell you what you want to hear, rather than what you need to know.Their staff is dedicated to helping you know the process from filling out the application to setting foot in your own home. They will help you every step of the way. They offer Idaho Falls mortgage loans, Idaho Falls home loan, and also Refinance mortgage loans.
Idaho Falls, ID
Mann Mortgage, LLC has been fulfilling their customers’ real estate financing needs since 1994 . Using today’s advanced automation systems, they provide their borrowers with tools and resources to make obtaining a mortgage loan from them a fast and efficient process. They produce big savings for borrowers by eliminating the high-commissioned loan officer, acquiring loan sources with low rates, origination fees, points, and other charges, as well as negotiating reduced fees for escrow, title insurance, appraisal, credit reporting and other mortgage services.
Idaho Falls, ID
Bell Financial Group your Premier Home Mortgage Lender is located at 1833 E 17th Street Idaho Falls, Idaho 83404. The firm specializes in home mortgage loans, and are also a leader in Commercial Lending. They are dedicated to offering premier customer service. Bell Financial Group offers the following types of loans: Purchase Loans, Refinance, Construction Loans and Commercial Lending.
Benchmark Mortgage offers and underwrite a wide variety of loan products for over 30 of the country’s largest mortgage banks- the “who’s who” in mortgage business. They are very proud to be recognized by their clients, vendors business partners and the Boise Better Business Bureau in 2008 as an “Integrity Counts!” Award Honoree from the Southwest Idaho BBB.
Let them help you finance your Idaho dream home, whether you’re in Boise, Coeur d’Alene, or anywhere else in their great state. Their experienced lenders will work to get you the most competitive interest rate and affordable payment plan possible. They are familiar with the local real estate market in their communities and will walk you through the entire home loan process, from consultation to closing.
1st Choice Mortgage is committed to providing knowledgeable, friendly and available loan officers. Their loan officers go through an intense training on products and customer service. They are committed to meeting you where and when it is convenient for you.