Iowa Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Iowa area, (you can find not only mortgage lenders for the Iowa area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Iowa broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Iowa until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Iowa mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Iowa mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Siouxland Federal Credit Union
Sioux City, IA
Whether you are a first-time home buyer or purchasing the house of a lifetime, they have you covered. The credit union offers conventional mortgages for new purchases, constructions and refinances, as well as FHA and VA mortgage loans. They also offer free pre-qualifications.
Hall Lending Group
Cedar Rapids, IA
Hall Lending Group was created by Hope Hall with one mission in mind, to provide customers with the best mortgage services, the best interest rates, and the best loan programs available. Hall Lending Group cares more than just about your home mortgage loan. They take pride in being professional, efficient, caring people. Their staff possesses a thorough knowledge of rates, loan products, and lenders programs.
Iowa-Nebraska State Bank
Sioux City, IA
Their real estate lending offers you everything from commercial real estate, home purchase, home improvement or construction. They offer conventional home mortgages with fixed or adjustable rates. They retain servicing for long term home loans, so if you have questions, they are always ready to serve you. Also, home improvement and home equity loans can be tailored to fit your needs.
Foundation Mortgage
Vinton, IA
Foundation Mortgage Co., Inc. was established in 1995 in Oregon, with a vision of legendary Service. Foundation Mortgage’s Mission Statement is to “Empower their customers to make sound mortgage decisions”. Foundation Mortgage currently works in concert with numerous local and national lenders to provide their clients with the most premiere products available in today’s market.
Homeowners Financial Group
West Des Moines, IA
Their unparalleled customer service and company culture have transformed them into the award- winning company they are today. They have been helping people achieve their dream of homeownership since 2004.
Gooi Mortgage, Inc.
Des Moines, IA
They are a premier provider of back office mortgage solutions. They provide mortgage solutions for credit unions, community banks and mortgage bankers of all sizes.
Symmetry Mortgage Corp
Bettendorf, IA
Symmetry was founded on the principal of bringing “Value Added Service” to the real estate transaction. They’ve helped hundreds of their clients buy properties that are listed “For Sale By Owner” without a fee. Symmetry will write your Purchase Agreement for a “For Sale By Owner” without cost and manage the entire transaction through loan closing. They even provide referrals for every type of home inspector.
Residential Mortgage Network Inc.
Cedar Rapids, IA
Residential Mortgage Network, Inc. has been locally owned since 1987. They provide home loans to borrowers anywhere in the state of Iowa. They are passionate about providing excellent home loan programs and customer service. They originate conventional, new construction, FHA, VA and Rural Development loans with confidence.
Premier Home Mortgage, Inc.
Cedar Rapids, IA
At Premier Home Mortgage Inc., their mission is to set a high standard in the mortgage industry. They are committed to quality customer service and putting the people they serve first. Take advantage of their expertise in the residential lending industry.
