Iowa Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Iowa area, (you can find not only mortgage lenders for the Iowa area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Iowa broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Iowa until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Iowa mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Iowa mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Premier Home Mortgage, Inc.
Cedar Rapids, IA
At Premier Home Mortgage Inc., their mission is to set a high standard in the mortgage industry. They are committed to quality customer service and putting the people they serve first. Take advantage of their expertise in the residential lending industry.
Mortgage Producers
Urbandale, IA
For more than 25 years, they have been helping their clients in Des Moines, West Des Moines, Waukee and the surrounding areas of the upper Midwest find the right mortgage. Mortgage Producers work for their clients, not banks or lenders, so their loyalty is to you. This independence allows them to compare the mortgage rates and terms with many lenders to find the best home loan for each client’s unique situation They provide home loans and FHA mortgage options.
Heritage Bank NA
Sioux City, IA
Heritage Bank is able to reinvest in the employees and support the local communities they serve. Their products and technology have evolved along with the markets they serve as they have grown steadily over the generations. Yet, they maintain the traditional values from their roots as a Midwestern community-focused bank, it’s their heritage.”
Wintrust Mortgage
Davenport, IA
Wintrust Mortgage was created to assist in the realization of the American dream of home ownership. They are not like other mortgage providers. For them, it’s not just about products and price. It’s about service. Whether you’re buying your first home or refinancing, Wintrust Mortgage is your calm, clear and experienced guide through the mortgage process.
Waterstone Mortgage Corporation
Bettendorf, IA
Waterstone Mortgage Corp. has maintained a reputation for exceptional service and competitive mortgage financing since their inception in 2000. Since then, they’ve grown to one of the largest mortgage lenders in the country with more than 450 employees in 11 states. Waterstone Mortgage is a Fannie Mae and Freddie Mac approved seller and servicer, which allows their clients to benefit from enhanced product offerings and a more flexible approval process.
Siouxland Federal Credit Union
Sioux City, IA
Whether you are a first-time home buyer or purchasing the house of a lifetime, they have you covered. The credit union offers conventional mortgages for new purchases, constructions and refinances, as well as FHA and VA mortgage loans. They also offer free pre-qualifications.
Homeowners Financial Group
West Des Moines, IA
Their unparalleled customer service and company culture have transformed them into the award- winning company they are today. They have been helping people achieve their dream of homeownership since 2004.
Inlanta Mortgage
Cedar Rapids, IA
Based in Brookfield, Wisconsin, Inlanta Mortgage is a thriving mortgage banker in business since 1993. Currently, Inlanta Mortgage is licensed in 15 states and it continues to grow. Loan quality, ethical originators, and their strong values drive their success. The firm’s approach to quality and integrity in all business dealings has been the foundation of our corporate culture for 19 years.
The Tyler Osby Team
Urbandale, IA
The Tyler Osby Team specializes in helping their clients find the most effective way to finance their personal and investment homes. From first time home buyers to seasoned home owners, their knowledge of the mortgage industry helps find the most suitable loan for each individual client. They’re big on educating their clients and making sure the mortgage process is a transparent one.
HomeServices Lending, LLC
West Des Moines, IA
HomeServices Lending provides a wide range of home financing programs and products including conventional conforming, FHA and VA loans, larger loan amounts, investment property financing and renovation loans. They will be with you during every step of your home finance process.
