Kentucky Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Kentucky area, (you can find not only mortgage lenders for the Kentucky area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Kentucky broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Kentucky until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Kentucky mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Kentucky mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Century Mortgage
Louisville, KY
Founded in 1996, Century Mortgage Company is currently one of the largest mortgage companies in Kentucky. They offer greater flexibility, faster approvals and quick closings due to the process being under one roof. Their decision makers are all part of the same corporation, making the loan approval and closing process fast and seamless.
Select Mortgage Advisors
Louisville, KY
Select Mortgage Advisors is a locally owned, mortgage broker in Louisville with the best mortgage rates. They offer loan programs including conventional, FHA, VA, USDA and Jumbo mortgages for Kentucky and Indiana homeowners. No surprises, just the most competitive interest rates and closing costs in Kentuckiana. Purchasing your dream home, refinance to a lower payment, or to use your home’s equity for repairs, they can get the job done.
Chase
Owensboro, KY
Chase is the U.S. consumer and commercial banking business of JPMorgan Chase & Co. (NYSE: JPM), a leading global financial services firm with assets of $2.5 trillion and operations around the world. Chase serves more than 65 million consumers and 4 million small businesses with a broad range of financial services, including personal banking, small business lending, mortgages, credit cards, payments, auto financing and investment advice.
AmeriFirst Home Mortgage
Owensboro, KY
As a long-time hometown lender, the AmeriFirst team of over 500 knowledgeable and experienced professionals takes great pride in continuing to service its customers’ loans at the local level. Its enduring commitment to its service proposition has brought the company success and recognition, ranking as one of INC 500’s Fastest Growing Private Companies for six years running*; as a top producing lender of FHA and USDA Rural Development Loans; and as a Best & Brightest Company to Work for in the Nation.
First Common Wealth Mortgage
Louisville, KY
Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s their goal to make financing your home as easy as possible through their commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.
Century Mortgage Company
Lexington, KY
For the last 20 years, their network of highly trained loan officers has been helping clients find the right loans with the right terms and payment levels for their budget. When you work with them, you’ll open the door to a loan process that’s tailored to your needs and your schedule.
Evansville Teachers Federal Credit Union
Owensboro, KY
Evansville Teachers Federal Credit Union, is committed to offering your lowest rate. If you find a lower rate, they will match it. Pair your mortgage loan with your ETFCU checking account and debit card and receive a 1/8% APR interest rate discount.
PrimeLending, A PlainsCapital Company
Lexington, KY
Whether you’re a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with PrimeLending. They take the time to listen and they will work with you to find a home loan that fits your needs.
Acceptance Capital Mortgage Corp.
Owensboro, KY
ACMC pledges ethical, knowledgeable, and seasoned mortgage professionals, with over a century of combined experience, to assist you in securing the best loan for your unique needs. Their goal is to exceed your expectations throughout your entire home buying experience.
Republic State Mortgage
Lexington, KY
Republic State Mortgage was established in December of 1994 and is still privately owned and operated by Paulina McGrath and Robert Wagnon. Their success is due primarily to the talent of their people and access to hundreds of mortgage products at industry best pricing. Their management team has a combined 150 years of mortgage experience and is actively involved as members and board members on local, state and national mortgage broker and banker associations.
