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Home / America / Kentucky / Mortgage Brokers

Kentucky Mortgage Brokers

There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.

Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Kentucky area, (you can find not only mortgage lenders for the Kentucky area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.

First though see if you can see how much the mortgage broker is going to charge. Ask your Kentucky broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Kentucky until you find one you feel comfortable with and that you can trust.

A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.

If for some reason none of the Kentucky mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.

If you had an amazing experience with a Kentucky mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!

Republic State Mortgage

Lexington, KY

Republic State Mortgage was established in December of 1994 and is still privately owned and operated by Paulina McGrath and Robert Wagnon. Their success is due primarily to the talent of their people and access to hundreds of mortgage products at industry best pricing. Their management team has a combined 150 years of mortgage experience and is actively involved as members and board members on local, state and national mortgage broker and banker associations.

AmeriFirst Home Mortgage

Lexington, KY

As a long-time hometown lender, the AmeriFirst team of over 500 knowledgeable and experienced professionals takes great pride in continuing to service its customers’ loans at the local level. Its enduring commitment to its service proposition has brought the company success and recognition, ranking as one of INC 500’s Fastest Growing Private Companies for six years running*; as a top producing lender of FHA and USDA Rural Development Loans; and as a Best & Brightest Company to Work for in the Nation.

Wholesale Mortgage Source, LLC

Louisville, KY

They started in the mortgage business in 1993 and have been providing outstanding advise and service to first time homebuyers and homeowners utilizing FHA, VA and USDA home mortgages. They have relationships with the largest wholesale lenders in the country. Not only do they provide wholesale rates, they offer loans with no lender fees to provide you lower closing costs.

First Fidelity Mortgage Group

Louisville, KY

The First Fidelity Mortgage Group is dedicated to finding you the best funding solution for your financial needs. Their network of lending partners has assisted them in establishing a reputation of reliability and professionalism and high service standards. The First Fidelity Mortgage Group has more than two decades of experience helping their clients’ dreams become realities.

Acceptance Capital Mortgage Corp.

Owensboro, KY

ACMC pledges ethical, knowledgeable, and seasoned mortgage professionals, with over a century of combined experience, to assist you in securing the best loan for your unique needs. Their goal is to exceed your expectations throughout your entire home buying experience.

First Common Wealth Mortgage

Louisville, KY

Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s their goal to make financing your home as easy as possible through their commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.

Heritage Mortgage

Lexington, KY

Heritage Mortgage Consultants is committed to helping you find the right mortgage product for your needs. They understand that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Diamond Residential Mortgage Corporation

Owensboro, KY

Diamond Residential Mortgage Corporation is committed to helping you find the right mortgage product for your needs. They offer a variety of products to meet your individual needs. They make the process of securing a mortgage simple and straightforward by offering you the latest financial tools that enable you to make sound financial choices.

MSI Lending of Lexington

Lexington, KY

They offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, they have the expertise to make it a fast, easy, and enjoyable process.

AmeriFirst Home Mortgage

Owensboro, KY

As a long-time hometown lender, the AmeriFirst team of over 500 knowledgeable and experienced professionals takes great pride in continuing to service its customers’ loans at the local level. Its enduring commitment to its service proposition has brought the company success and recognition, ranking as one of INC 500’s Fastest Growing Private Companies for six years running*; as a top producing lender of FHA and USDA Rural Development Loans; and as a Best & Brightest Company to Work for in the Nation.

Random Fact

Bad Debt = Debt worthless to the creditor because it is uncollectable.

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