Maine Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Maine area, (you can find not only mortgage lenders for the Maine area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Maine broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Maine until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Maine mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Maine mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
MDI Mortgage Group, LLC
Bar Harbor, ME
At MDI Mortgage, they are not simply interested in offering a product; rather, they are determined to present the most effective solution that satisfies your individual lifestyle and goals. Their reputation and commitment to total Customer Satisfaction is their most important asset. Their mission is to guide you through the entire home loan process so that you can feel confident as you make choices about options available for your financing strategy. With a tenured background in the mortgage services industry, they stand ready to assist along each step of the way.
Regency Mortgage
Portland, ME
Regency Mortgage is a well established regional mortgage banking firm, and is a top 2 residential mortgage lender in the State of New Hampshire and is on a similar growth path in the State of Maine. They proudly offer nearly every mortgage product available, including conventional loans, jumbo loans, FHA , VA and RD (Rural Development) financing, rehabilitation loans, construction loans and even portfolio loans. Regency strives to provide among the most competitive loan rates and pricing in its markets.
Residential Mortgage Services, Inc.
Bangor, ME
They offer superior customer service, quick response times, and a professional staff that can provide you with the tools and information to get you into your next home. Residential Mortgage Services Corporation is a Direct Lender who concentrates on four crucial components that they find to be essential to their clients, investors, their staff, and the communities in which they serve. They value their clients’ wants and needs and focus on building relationships that stand the test of time. They understand the responsibility to everyone who has a stake in the business to operate with awareness of the ever changing market, efficiency, and due diligence.
Vision Mortgage
Portland, ME
Vision Mortgage was started in 2015. They are Maine mortgage professionals specializing in residential mortgages for homes and small income properties.
Maine Family Federal Credit Union
Lewiston, ME
Maine Family Federal Credit Union was originally named Sainte Famille Federal Credit Union and was founded March 28, 1938. Maine Family expanded its field of membership to a community charter encompassing one-quarter of the city of Lewiston. In 2002, Maine Family opened the Stevens Mills School building on the corner of Minot Avenue/Hotel Road and converted a historic structure into a first class credit union branch office. Today, Maine Family has over 18,000 members.
Guaranteed Rate
Bangor, ME
Guaranteed Rate claims to be offering the lowest rates, the right products, and the best service. In 2011, Guaranteed Rate was also recognized as the mortgage company with the most home loan experts in the top 1% of mortgage originators in the country.
Mortgage Network, Inc.
Bangor, ME
Mortgage Network makes your home financing experience smooth and stress-free by walking you through every step of the process.
CUSO Mortgage Corp.
Hampden, ME
CUSO Mortgage Corp. is a licensed mortgage company owned by Maine credit unions. They are the fourth largest multi-owned mortgage lending credit union service organization in the country and have been originating and servicing mortgages since 1993. Their mission is to provide consumer –credit union members as well as non-members–with a full menu of competitively priced residential mortgage products and services with extraordinary courtesy and exceptional service.
Cumberland County Mortgage
South Portland, ME
Cumberland County Mortgage, provides clients and real estate professionals across Maine with competitive rates and closing cost and the highest level of service.
First Horizon
Sanford, ME
First Horizon National Corporation is a premier financial services company with a long history of success and traditions dating back to 1864. Today, their people know the company, one of the largest bank holding companies in the U.S., for exceptional customer service and a deep commitment. They are a team of almost 5,000 employees working in locations in and around Tennessee and capital markets offices in the U.S. and abroad serving more than 460,000 consumer customers and 55,000 businesses.
