There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Missouri area, (you can find not only mortgage lenders for the Missouri area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Missouri broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Missouri until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Missouri mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Missouri mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Flat Branch Home Loans was established in 2006 with the mission of making the home-buying process easy and efficient for their clients. Flat Branch Home Loans was also included in Inc. magazine’s “Top 500 Fastest Growing Companies” list in 2011.
Kansas City, MO
Mortage Depot is a locally owned and operated full service Kansas and Missouri mortgage company. The company is also known as a full service mortgage lender that is FHA and VA approved. Mortgage Depot specializes in offering programs for all credit situations.
Kansas City, MO
FirstTrust Financial is one of the midwest’s fastest growing Mortgage Companies and Government Loan Specialist. The firm offers competitive interest rates and a wide range of loan programs as well. FirstTrust Financial provides assistance in mortgage processing, underwriting, loan closing, and funding.
Blue Springs, MO
T.J. Lamb Real Estate is well-known for being one of the very first companies to offer Buyer Agency in both Missouri and Kansas. T. J. Lamb currently manages the firm and he has been an Exclusive Buyer Broker since 1990.
Acopia Home Loans was established in August of 2007 and is currently employing more than a hundred of full time mortgage professionals. Acopia Home Loan’s business partners consist of qualified community banks, mortgage brokers, and mortgage bankers.
Cornerstone Mortgage, Inc. was founded in 1995 by Jim Dean and Angi Stevenson. The company is known as a full service Mortgage Banker that specializes in in-house processing, underwriting, and closing. Cornerstone Mortgage also offers low rates and fees and provides an innovative mix of mortgage products.
Kansas City, MO
Integrity First Mortgage has over 25 years experience in the residential mortgage industry. Integrity First Mortgage handles all of the purchase, refinance, debt consolidation, and home improvement needs of clients.
Pioneer Mortgage provides support in searching for the appropriate loans in buying a new home or in refinancing an already owned home. Pioneer Mortgage also offers a variety of products that meet the specific requirements of unique borrowers.
St. Louis, MO
USA Mortgage is well-known for being the St. Louis Metropolitan area’s largest independent mortgage bank. The St. Louis Business Journal has also named USA Mortgage as one of the top residential lenders. USA Mortgage also has in-house operations such as processing, underwriting, closing, and funding.
St. Louis, MO
Gershman Mortgage has been providing assistance to homeowners in making their home dreams come true since 1953. In addition, Gershman Mortgage is also a home loan lender that offers a variety of programs to choose from and many options.