There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Missouri area, (you can find not only mortgage lenders for the Missouri area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Missouri broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Missouri until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Missouri mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Missouri mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Kansas City, MO
Integrity First Mortgage has over 25 years experience in the residential mortgage industry. Integrity First Mortgage handles all of the purchase, refinance, debt consolidation, and home improvement needs of clients.
Cornerstone Mortgage, Inc. was founded in 1995 by Jim Dean and Angi Stevenson. The company is known as a full service Mortgage Banker that specializes in in-house processing, underwriting, and closing. Cornerstone Mortgage also offers low rates and fees and provides an innovative mix of mortgage products.
Lee's Summit, MO
Lisa Hight started our her career as a mortgage processor in the early 90’s working both conventional and government loans. She is currently a real estate broker and a mortgage broker who is specializing in helping clients achieve their home ownership goals.
St. Louis, MO
American Equity Mortgage claims to be one of the nation’s leading mortgage lenders. In addition, the team is composed of home loan experts with years of experience. American Equity Mortgage has been in business for over 20 years offering FHA Loans, VA Loans, and Mortgage Refinances.
St. Louis, MO
Midwest Mortgage Capital was founded in 2001 in St. Louis specializing in originating and underwriting FHA and VA loans in-house. Over the last 10 years, Midwest Mortgage Capital has grown to become one of the largest mortgage bankers in the Midwest.
Top Flite Financial Inc. specializes in dealing with the greatest range of mortgage lenders. In addition, Top Flite Financial Inc. also prides itself on being able to place almost any home loan, even if clients have less than perfect credit.
Creve Coeur, MO
Homwtown Equity Mortage specializes in originating, closing and funding residential mortgage loans. Hometown Equity Mortgage is also known for utilizing cutting-edge mortgage technology and the company assures clients that finding a loan for almost any mortgage lending situation is possible.
Deline Finance is a family owned and operated mortgage brokerage in Columbia, MO. The firm currently has access to a large number of national mortgage lenders. Deline Finance also assists clients in looking for a loan that saves the most money, builds equity the fastest, and has the best rate and terms.
Farris Mortgage is a locally owned company that specializes in customizing home loan programs for every client’s particular needs. Some of their offered plans include FHA, VA, conventional loans, jumbo loans, good credit, and marginal credit.
Midwest Mortgage is composed of a team whose expertise is in the residential lending industry. Those who are consolidating debt, refinancing a home, and buying their first house are the usual clients of Midwest Mortgage.