New Jersey Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the New Jersey area, (you can find not only mortgage lenders for the New Jersey area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your New Jersey broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in New Jersey until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the New Jersey mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a New Jersey mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
RiteChoiceMortgage, LLC
Milltown, NJ
Rite Choice Mortgage was established in 2002 by Daniel Kennedy, CPA. Rite Choice Mortgage currently offers mortgage choices for clients’ purchase or refinance, as well as an information source.
Classic Mortgage, LLC
Maywood, NJ
New Jersey Mortgage firm Classic Mortgage, LLC specializes in all types of New Jersey Mortgage and refinance loans you may be looking for. Their experienced staff have years of experience and can help you find the right loan for your circumstances. They specialize in all types of mortgage loans including: FHA, VA, New Construction and traditional loans so if you are thinking about purchasing a new home.
Atlantic Financial Services
Carteret, NJ
Atlantic Financial Services has been a full service mortgage banker since 1984. In addition, Atlantic Financial offers a wide variety of products, such as FNMA/FHLMC conforming loans and high LTV 2nd mortgages.
Alliance Mortgage
South Plainfield, NJ
Alliance Mortgage specializes in providing a variety of products to meet the individual requirements of clients. Alliance Mortgage also focuses on securing a mortgage in a simple and straightforward process by offering the latest in financial tools at the same time.
Aceltis Financial Group
Bloomfield, NJ
Aceltis Financial Group focuses on providing assistance in the search for a new mortgage. The staff has already helped hundreds of New Jersey residents over the past five years. Aceltis serves those who are first time home buyers or those who are looking to refinance a current property.
Residential Home Funding Corp.
Elizabeth, NJ
Residential Home Funding Corp. has been in business for over 16 years, and it’s that experience that enables them to fund all types of mortgage transactions, including basic residential purchases, refinances, investment properties, renovation loans, mixed use, and more. They offer a wide array of mortgage products, competitive rates and some of the most talented and dedicated employees in the industry.
Jersey Mortgage Company
Parsippany, NJ
Jersey Mortgage Company has been focusing on mortgage refinancing, first time home buyer loans, and other financing solutions since 1938. The company is a proud member of the Nationwide Mortgage Licensing System & Registry as well.
AMS Mortgage Services, Inc.
Newark, NJ
AMS Mortgage is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending. The company also claims to have access to a full range of mortgage sources throughout the area.
Freedom Mortgage
Totowa, NJ
SD Capital Funding
Iselin, NJ
SD Capital Funding was originally established in 2009. With over 50 years of industry experience, they have made the strides in expanding and restructuring their company to streamline the borrowing process for each of their clients. They pride themselves in their customer service and satisfaction.
