There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the New Jersey area, (you can find not only mortgage lenders for the New Jersey area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your New Jersey broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in New Jersey until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the New Jersey mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a New Jersey mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Rite Choice Mortgage was established in 2002 by Daniel Kennedy, CPA. Rite Choice Mortgage currently offers mortgage choices for clients’ purchase or refinance, as well as an information source.
First Hallmark Mortgage Corporation claims to be currently offering loan products that are more responsive to America’s present financial lifestyle. In addition, the company also specializes in research and development of advanced loan products.
Sunquest Funding specializes in handling cases such as purchasing a new home, refinancing on an existing loan, divorce issues, and even family conveyances. The company’s financial experts also helps clients determine the most effective means to finance a home.
Mortgage First Direct has over 10 years of combined experience in the mortgage industry. Mortgage First Direct specializes in government insured FHA Mortgages. The company’s slogan is “if we can’t get you approve for a mortgage, no one can”.
Payless Mortgage Corporation has been in business since 1994 and has been growing since then to become a leader in the mortgage industry today. Payless Mortgage is also well known for being a source of financial solutions for complex problems.
Omega Financial Services Inc. offers a wide range of services such as mortgage processing and underwriting, as well as loan closing and funding. Omega Financial also assures clients of mortgage underwriting flexibility and delivery of unique mortgage programs.
South Plainfield, NJ
Kwik Mortgage Corp. has already helped hundreds of families in buying a first home or refinancing a current loan. In addition, Kwik Mortgage Corp also provides assistance in customizing a mortgage to suit the client’s specific needs.
American Royal Mortgage Corporation has been serving the lending needs of real estate professionals, builders, and individual home buyers for almost 20 years already. American Royal Mortgage also provides regulars loan updates and progress reports to clients.
Empire State Mortgage specializes in providing home loans while providing the lowest interest rates and closing costs possible. Empire State Mortgage also claims to be assisting borrowers in overcoming roadblocks that can arise while securing a loan.
Mortgage Plus Financial Group claims to be offering a wide variety of tools you can use to see what you can afford, your monthly payments and just about everything else needed to get the right loan. Mortgage Plus also offers assistance in buying a home.