New York Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the New York area, (you can find not only mortgage lenders for the New York area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your New York broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in New York until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the New York mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a New York mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Security Mortgage Group, LLC
Rochester, NY
Security Mortgage Group is a full-service mortgage brokerage that specializes in providing income property financing solutions. The firm also provides long term fixed rate mortgages available for quality income properties.
Queen City Funding, Inc.
Buffalo, NY
Queen City Funding, Inc., is a professional mortgage company specializing in residential mortgages. Their consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, they have relationships with many lenders. They have a broad range of products to suit all types of borrowers and situations.
ESL Federal Credit Union
Rochester, NY
At ESL, they go out of their way every day to give you advice you can count on. Crystal-clear information. Awesome convenience. Plus their legendary, delight-their-members service. It’s all part of their effort to prove that ESL answers to you.
Homestead Funding Corp.
Albany, NY
Homestead Funding Corp. is a multi-state licensed mortgage banker, and in operation since 1995. They have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans and maintained a reputation of exceptional service, honesty, integrity and financial reliability. Their mix of traditional and innovative mortgage products gives them the ability to evaluate and deliver a wide variety of competitively priced mortgage financing solutions.
Blacthorne Funding LLC
Syracuse, NY
Blackthorne Funding has been in business for more than a decade and is currently specializing in investor and small commercial loans. Since 2000, Blackthorne Funding has already helped clients secure millions of dollars in loans.
Premium Mortgage Corporation
Buffalo, NY
Premium Mortgage is one of the finest home loan providers for the last 15 years. Buying a first home, or refinancing an existing mortgage, can be one of the biggest investments a person will make in their lifetime. With this in mind, they pride themselves on giving personalized attention and high quality lending solutions to all their clients, so you can trust them to find the loan program that’s best for your individual circumstances and preferences.
Family First Federal Credit Union
Rochester, NY
Family First Federal Credit Union was established in 1969 and is currently known as a full-service financial institution. Family First Federal Credit Union offers low rates on loans, competitive rates on saving products, and low fees.
Freedom One Funding
Clifton Park, NY
Freedom One Funding is an owner operated registered mortgage broker in New York as well as in Connecticut & Virginia. Their headquarters is located at 21 Executive Park Drive in Clifton Park, NY. Their company has been in business since 2002. Freedom One Funding, Inc. is a member in good standing with the BBB.
Parmco Mortgage Company, Inc.
Manlius, NY
Parmco Mortgage Company provides support in looking for the right mortgage product for the needs of different home buyers. In addition, the team at Parmco Mortgage Company makes the process of securing a mortgage simple and straightforward by offering the latest in financial tools.
Amerifund Home Mortgage
New York, NY
The Amerifund Home Mortgage Team consists of extremely experienced loan officers who are CPA’s, Attorneys and have significant backgrounds in finance, accounting and underwriting. Every loan officer has many years experience in mortgage lending. This experience, knowledge and expertise provides them the ability to finance any type of a loan.
