Rhode Island Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Rhode Island area, (you can find not only mortgage lenders for the Rhode Island area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Rhode Island broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Rhode Island until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Rhode Island mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Rhode Island mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
HomeStar Mortgage
Providence , RI
Whether you are a first time home buyer, or whether you’re looking for a new construction loan or refinancing your existing mortgage, Homestar’s professionals can be your most invaluable resource. Homestar is both a Banker and Broker, which means they have complete control of the mortgage transaction.
Atlantic Home Loans, Inc.
East Greenwich, RI
Atlantic Home Loans, Inc., strives to offer the best mortgage products and services in the industry. By combining their online services with a local mortgage consultant who lives right in your neighborhood, they are confident that you will receive the personal attention that you deserve. They offer an extensive mortgage program portfolio to provide you with a completely customized and personal mortgage experience.
Private Lender of New England, LLC
Cranston, RI
Carrington Mortgage Services, LLC
Warwick, RI
Carrington Mortgage Services is a fully integrated mortgage company with lending and mortgage servicing operations. The company is licensed to help clients find and obtain a loan, in many states across the U.S.
Advanced Mortgage Corp.
Cranston, RI
Get a low rate RI home loan, a free mortgage pre-approval for a home purchase with a USDA, FHA, or VA loan, or discover when to refinance a mortgage to a lower payment. Their mortgage company specializes in first time home buyer, jumbo loan, FHA streamline refinance, and second home.
PrimeLending, a PlainsCapital Company
Cranston, RI
Whether you’re a first-time homebuyer or you’re well-versed in the process, buying or refinancing a home can be an exciting and rewarding experience with PrimeLending. They take the time to listen and they will work with you to find a home loan that fits your needs.
Best Financial Mortgage Services
Cranston, RI
With over 25 years of collective experience, Best Financial Mortgage Services will ensure that you will get the best mortgage program available to fit your financing needs. The way they do this is through actually taking the time to listen to their clients and pin point their needs.
HomeBridge Financial Services, Inc.
Warwick, RI
At HomeBridge Financial Services, Inc., their mission has always been to simplify the mortgage lending process. As one of the nation’s largest privately held, non-bank lenders, they specialize in facilitating and securing home mortgage financial solutions.
Freedom Mortgage
Warwick, RI
Freedom Mortgage Corp., is a full-service lender licensed as a mortgage originator and servicer. They are a privately held, full-service lender that has been serving customers in the United States for over 25 years, since 1990.
Home Point Financial
Warwick, RI
At Home Point Financial, they know the home is where the heart is, and that philosophy is at the core of their approach to lending. When they say ‘we care’, they mean it, and your experience with Home Point Financial will be its testament.
