South Dakota Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the South Dakota area, (you can find not only mortgage lenders for the South Dakota area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your South Dakota broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in South Dakota until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the South Dakota mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a South Dakota mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Reliabank
Sioux Falls, SD
At Reliabank, their commitment is to you and your home loan needs. Their team of experienced lenders will help simplify your home financing by offering a quick and easy home mortgage process with outstanding customer service. They look forward to working with you and are dedicated to offering you personalized home loan solutions.
Major Mortgage
Rapid City, SD
Major Mortgage, makes sure their customer gets the best experience and loan possible, diversifying to various sources. Pioneering ahead, they stay flexible with the ever changing industry.
One Main Financial
Aberdeen, SD
At OneMain Financial, they provide personalized loan solutions and one-on-one, local service at their branches nationwide. You can depend on a straightforward personal loan application, clear terms, flexible payment options and money the same day if you are approved by noon.
Homeowners Financial Group
Sioux Falls, SD
Their unparalleled customer service and company culture have transformed them into the award- winning company they are today. They have been helping people achieve their dream of homeownership since 2004.
American Mortgage and Equity Consultants Inc.
Aberdeen, SD
With AMEC, you’re in good hands and can have the peace of mind knowing they offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.
Keystone Mortgage
Sioux Falls, SD
Their customers are more important to them than anything else. Their goal is to make the loan process as simple and worry-free as possible. They pride themselves in offering the highest level of experience, knowledge, and customer service when it comes to obtaining home financing. Whether you want to refinance for a lower interest rate, get a new home mortgage, home equity loan or second mortgage, their purpose is to satisfy your needs.
Midwest Family Lending
Sioux Falls, SD
Midwest Family Lending’s goal is to create “Customers for Life”, not simply close loans. In most cases, your home loan is one of the largest decisions you will ever make. They believe that each transaction is an opportunity to show the customer that it is possible to trust the individual as well as the company with whom you are doing business.
Premier Home Mortgage
Rapid City , SD
They offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application. Fortunately, at Premier Home Mortgage Inc., their mission is to set a high standard in the mortgage industry. They are committed to quality customer service – putting the people they serve first. Take advantage of their expertise in the residential lending industry by applying online today.
CU Mortgage Direct LLC
Sioux Falls , SD
CU Mortgage Direct LLC NMLS#198895 is committed to helping you find the right mortgage loan for your needs. They understand that every borrower is different, and they offer a variety of products to meet your individual requirements. They make the process of getting a mortgage simple by offering you the latest in financial tools and experienced professionals that allow you to make sound mortgage choices.
Frost Mortgage Lending Group
Rapid City, SD
They opened their doors for business back in 1998. Operating out of a small executive suite with a handful of employees, their first year they closed 321 mortgages for $35 million. Like many entrepreneurs just starting out, they weren’t sure where the road would lead, but they were passionate about their work.
