There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Texas area, (you can find not only mortgage lenders for the Texas area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Texas broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Texas until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Texas mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Texas mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
Founded in 2009, Town Square Mortgage has built a strong reputation and is a preferred mortgage lender by serving the needs of homebuyers, real estate professionals and builders. Town Square Mortgage is an all-inclusive mortgage lender dedicated to finding you a home loan that meets your specific needs. Having the loan process in-house, Town Square Mortgage has the resources to provide their clients and partners with efficient closing times.
College Station, TX
At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience. Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients who return to Cornerstone year after year, loan after loan.
First and foremost Certainty Home Loans is about people. They are about doing whatever it takes to find the right home mortgage for you. They are about personal attention, about simplifying the process through their expertise and transparency.
San Antonio, TX
New Horizon Mortgage has more than 30 years of experience in serving mortgage borrowers. In addition, New Horizon also specializes in the following Texas Mortgage Loans: Home Purchase, Home Refinance, and Home Equity Loans.
White Rock Mortgage has been providing support in finding the appropriate mortgage products since 1994. In addition, White Rock Mortgage also offers a variety of loan programs to meet the needs of diverse clients.
San Antonio, TX
DHI Mortgage was created to provide additional one stop services for D.R. Horton customers. DHI Mortgage has been in business for more than three decades already.
When you decide to work with HomeStart Capital as your mortgage lender you are assured you are working with the best and most dedicated lending team. HomeStart Capital only employs licensed mortgage lenders. HomeStart Capital licensed mortgage lenders have 20yrs of combined mortgage lending experience. Each is an expert in their field and always provides the highest level of knowledge, availability, service, honesty and hard work.
Highlander Mortgage is a full-service Texas mortgage broker. They have been in business since 2004 and are still going strong today by providing you with some of the lowest mortgage rates in Texas. They have very little overhead, and utilize the latest technology to deliver the best possible service at the lowest possible cost.
Purchasing a home is a significant investment. Whether you are financing your first home or your next one, you need a mortgage lender with a proven track record. Capstar has established itself as one of the most trusted mortgage lenders in Texas. In Austin’s competitive real estate market, you need an advantage.
HomeVantage Mortgage is a division of Austin Capital Bank and is a full-service lending subsidiary that offers a residential mortgages, loan refinancing, and specialty loan packages. They have a knowledgeable staff of mortgage experts in house that work with each customer to develop custom loan packages unique to the client’s needs. They have over 30 years of loan experience in their Austin office alone. They make sure that you get the lowest rate, lowest fees, and award winning customer service that you have come to expect from them.