Virginia Mortgage Brokers
There has been a lot of talk recently, both good and bad about mortgage brokers. Mortgage lenders have been under a lot of scrutiny recently and legislation has been put in place (and more is in the works) to ensure that protects consumers.
Mortgage brokers can still be a good thing. They can do a lot of the hands on shopping for a home loan for you. So here we have a list of the brokers in the Virginia area, (you can find not only mortgage lenders for the Virginia area but anywhere else in the United States through our navigation!) so that you can start the shopping process. A good mortgage broker knows more about loans than a good banker will ever be able to get their hands on because they have a wider market. Their job is to shop dozens, sometimes hundreds of loans to find one that fits your needs.
First though see if you can see how much the mortgage broker is going to charge. Ask your Virginia broker up front how they will be paid and see if you can get it in writing that they are working in your best interest, they may not be willing to do this but it can’t hurt to ask. Also, check with several of the mortgage lenders in Virginia until you find one you feel comfortable with and that you can trust.
A good mortgage broker can save you endless hours applying and shopping for loans. You give them the information once and then they have to do all the shopping and so many of us are willing to pay the Mortgage brokers fee to save all those hours of comparison shopping.
If for some reason none of the Virginia mortgage brokers resonate with you, don’t hesitate to check another city in the state, or even a different state if you want to. A lot of times they don’t have to be local to work for you and it is more important than anything else that you can trust your mortgage broker and are comfortable with them.
If you had an amazing experience with a Virginia mortgage lender and you don’t see them on the list, drop us a line. We would love to hear about them and maybe even add them to our list. Don’t forget, America Top 10 is all about helping consumers find the best, through the opinions of other consumers!
First Heritage Mortgage
Charlottesville, VA
Founded in 1996, First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC metro area. By working hard to prove themselves on every loan, they have gained a reputation for their ability to provide innovative mortgage solutions, customized to the unique needs of each borrower.
Continental Mortgage and Investment Corporation
Arlington, VA
Their local experts will walk you through all your options while explaining the process each step of the way. When you close on your new home or refinance your existing one, you will feel confident in knowing your mortgage is perfect for you.
Southern Trust Mortgage
Richmond, VA
Southern Trust Mortgage is a full-service mortgage lender offering diverse mortgage products. The company also offers competitive interest rates and the assistance and support of experienced management team members.
New Penn Financial LLC
Dumfries, VA
New Penn Financial claims to have the knowledge and loan products to place almost anyone in the perfect home loan. The firm specializes in conventional Fannie and Freddie mortgages as well as their own brand of portfolio loan products.
Southern Trust Mortgage, LLC
Virginia Beach, VA
Southern Trust Mortgage is a full-service mortgage lender offering diverse mortgage products. The company also offers competitive interest rates and the assistance and support of experienced management team members.
NVR Mortgage
Richmond, VA
NVR Mortgage has already provided lending services to over 300,000 home buyers in the last 40 years. NVR specializes exclusively on new home construction for buyers of Ryan Homes, NVHomes and Fox Ridge Homes.
Prosperity Mortgage Company
Richmond, VA
The focus of Prosperity Mortgage Company is on providing clients with assistance in finding options that meet their home buying needs. Prosperity Management Company also offers competitive rates and fees as well as responsive and professional service.
Dominion Capital Mortgage, Inc.
Richmond, VA
Academy Mortgage, Inc.
Richmond, VA
Academy Mortgage is a full service Mortgage Broker established in 1996. The firm currently offers Conventional, FHA, VA, USDA, and Reverse Mortgages plans as well. The Academy Mortgage team also has the experience it takes to make the mortgage process quick and efficient.
Member Options, LLC
Charlottesville, VA
Member Options serves homeowners throughout Central Virginia as the mortgage division of UVA Community Credit Union. Their credit union roots mean that they approach the mortgage process differently from other lenders.
